Loan Rates
Home Equity Loans
Rates and yields are effective as of Wednesday, November 27, 2024.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 6.74% | 36 months |
| 6.99% | 60 months |
| 7.24% | 84 months |
| 7.49% | 120 months |
| 7.74% | 180 months |
| 8.24% | 240 months |
- At 6.74%, the payment for each $1000 borrowed over a period of 36 months is $30.76 per month.
For a $20,000 loan at 6.74% for 36 months, the payment would be $615.17 per month. - At 6.99%, the payment for each $1000 borrowed over a period of 60 months is $19.80 per month.
For a $20,000 loan at 6.99% for 60 months, the payment would be $395.93 per month. - At 7.24%, the payment for each $1000 borrowed over a period of 84 months is $15.21 per month.
For a $20,000 loan at 7.24% for 84 months, the payment would be $304.21 per month. - At 7.49%, the payment for each $1000 borrowed over a period of 120 months is $11.86 per month.
For a $20,000 loan at 7.49% for 120 months, the payment would be $237.30 per month. - At 7.74%, the payment for each $1000 borrowed over a period of 180 months is $9.41 per month.
For a $20,000 loan at 7.74% for 180 months, the payment would be $188.14 per month. - At 8.24%, the payment for each $1000 borrowed over a period of 240 months is $8.51 per month.
For a $20,000 loan at 8.24% for 240 months, the payment would be $170.29 per month.
Residential Mortgages
Rates and yields are effective as of Wednesday, November 27, 2024.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 5.75% | 180 months |
| 6.00% | 240 months |
| 6.50% | 360 months |
- At 5.75%, the payment for each $1000 borrowed over a period of 180 months is $8.30 per month.
For a $100,000 loan at 5.75% for 180 months, the payment would be $830.41 per month. - At 6.00%, the payment for each $1000 borrowed over a period of 240 months is $7.16 per month.
For a $100,000 loan at 6.00% for 240 months, the payment would be $716.43 per month. - At 6.50%, the payment for each $1000 borrowed over a period of 360 months is $6.32 per month.
For a $100,000 loan at 6.50% for 360 months, the payment would be $632.07 per month.
Personal Installment Loans
Rates and yields are effective as of Wednesday, November 27, 2024.
| Fixed Annual Percentage Rate | Maximum Term |
|---|---|
| 16%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 16%, the payment for each $1000 borrowed over a period of 36 months is $35.16 per month.
For a $5000 loan at 16% for 36 months, the payment would be $175.79 per month.
New & Leftover Vehicle Loans
Rates and yields are effective as of Wednesday, November 27, 2024.
| Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
|---|---|---|
| 8.5% | 60 months | 25 % |
- At 8.5%, the payment for each $1000 borrowed over a period of 60 months is $20.52 per month.
For a $20,000 loan at 8.5% for 60 months, the payment would be $410.33 per month.
Used Vehicle Loans
Rates and yields are effective as of Wednesday, November 27, 2024.
| Vehicle Age: up to 2 years | |
|---|---|
| Fixed Annual Percentage Rate | 10 % |
| Maximum Term | 48 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 3 years | |
|---|---|
| Fixed Annual Percentage Rate | 11 % |
| Maximum Term | 36 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 4 years | |
|---|---|
| Fixed Annual Percentage Rate | 11 % |
| Maximum Term | 24 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 5 years | |
|---|---|
| Fixed Annual Percentage Rate | 12 % |
| Maximum Term | 24 months |
| Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 10%, the payment for each $1000 borrowed over a period of 48 months is $25.36 per month.
For a $10,000 loan at 10% for 48 months, the payment would be $253.63 per month. - At 11%, the payment for each $1000 borrowed over a period of 36 months is $32.74 per month.
For a $10,000 loan at 11% for 36 months, the payment would be $327.39 per month. - At 11%, the payment for each $1000 borrowed over a period of 24 months is $46.61 per month.
For a $5,000 loan at 11% for 24 months, the payment would be $233.04 per month. - At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month.