Personal

Home Loans

A variety of options to meet your home financing needs.​​

Personal Home Loans

Unlock the potential in your home with a Home Equity Loan or Line of Credit from The First.

Residential Mortgages

Choose between fixed and adjustable-rate home loans for purchasing or refinancing.

First Time Homebuyer Loans

An exclusive program from The First. Qualified individuals and families with a limited income can purchase a home with as little as 5% down.

Construction Loans

Can be used to build an addition, renovate your kitchen or other part of your house, or build a brand new home.

Home Equity Loans

A term loan with a fixed interest rate. Tap the equity you’ve built in your home for affordable financing of a renovation project or other large expense.

Home Equity Line of Credit

A flexible credit line secured by the equity in your home. Draw funds as needed, up to the borrowing limit, throughout the draw period.
Lending

Home Loans in Bucks County

Whether you are interested in purchasing a new home, renovating the one you have, or taking the vacation of your dreams, the possibilities are endless. As a local community bank, our decisions are made right here in Bucks County. Lending officers at every branch are ready to guide you through the process for the lifetime of your loan. Our commitment to independence is unprecedented, so you never have to worry about name changes, mergers, or closing branches, and we never sell our loans! So, dream big dreams and talk to a lending specialist today!

Card Services

Credit & Debit Card Services

The First offers a variety of ATM, debit, and credit cards for all your payment needs. Our Visa® gift cards are perfect for any occasion. Earn rewards with our uChoose rewards card, make mobile payments, and keep your cards secure with our FNBN Card Guard App.

Sample Visa Card from The First National Bank & Trust Co. of Newtown
Sample Visa Card from The First National Bank & Trust Co. of Newtown

Getting a Home Loan from The First

Ready to apply for a mortgage or other home loan in Bucks County? At The First, we have an easy application process with quick decision-making from our locally based team. Whatever stage of the homebuying journey you are in, we can help you buy your first or second house, leverage the equity in your home, or build your dream home. For more information on buying a home in Bucks County, check out our blog articles on buying your first home in Bucks County, building or improving a home in Bucks County, and relocating to Bucks County.

Benefits of Home Loans from The First

Mortgage Calculator

Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA and PMI.

This calculator is provided for educational purposes only. The results are estimates based on the information you enter and may not reflect product terms and rates offered by The First National Bank and Trust Company of Newtown. This calculator cannot be used to determine eligibility for any specific product or service.

Mortgage Calculator

amount

$2,603 per Month

360-Month loan, 6.5% interest

Principal and interest

$1,770 (68%)

Property Taxes

$542 (19%)

HOA dues

$125 (5%)

Homeowners Insurance

$167 (5%)

Mortgage Insurance

$177 (3%)

Bank Anywhere

Digital Banking

The First gives you the power to bank anytime, anywhere. Online and on-the-go, our digital banking products provide modern technology your busy life demands and the service you’ve come to expect.

Just tap and go!

Download our mobile app to your device

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We Put you first

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The First is here to support you, online, on the go, or in person!