Home Loans
A variety of options to meet your home financing needs.
Personal Home Loans
Residential Mortgages
First Time Homebuyer Loans
Construction Loans
Home Equity Loans
Home Equity Line of Credit
Home Loans in Bucks County
Whether you are interested in purchasing a new home, renovating the one you have, or taking the vacation of your dreams, the possibilities are endless. As a local community bank, our decisions are made right here in Bucks County. Lending officers at every branch are ready to guide you through the process for the lifetime of your loan. Our commitment to independence is unprecedented, so you never have to worry about name changes, mergers, or closing branches, and we never sell our loans! So, dream big dreams and talk to a lending specialist today!
Credit & Debit Card Services
The First offers a variety of ATM, debit, and credit cards for all your payment needs. Our Visa® gift cards are perfect for any occasion. Earn rewards with our uChoose rewards card, make mobile payments, and keep your cards secure with our FNBN Card Guard App.


Getting a Home Loan from The First
Ready to apply for a mortgage or other home loan in Bucks County? At The First, we have an easy application process with quick decision-making from our locally based team. Whatever stage of the homebuying journey you are in, we can help you buy your first or second house, leverage the equity in your home, or build your dream home. For more information on buying a home in Bucks County, check out our blog articles on buying your first home in Bucks County, building or improving a home in Bucks County, and relocating to Bucks County.
Benefits of Home Loans from The First
- Competitive rates
- Local decision making
- Quick, easy application process
- Work with Someone from YOUR Community
Mortgage Calculator
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA and PMI.
This calculator is provided for educational purposes only. The results are estimates based on the information you enter and may not reflect product terms and rates offered by The First National Bank and Trust Company of Newtown. This calculator cannot be used to determine eligibility for any specific product or service.
amount
$2,603 per Month
360-Month loan, 6.5% interest
Principal and interest
$1,770 (68%)
Property Taxes
$542 (19%)
HOA dues
$125 (5%)
Homeowners Insurance
$167 (5%)
Mortgage Insurance
$177 (3%)
Digital Banking
The First gives you the power to bank anytime, anywhere. Online and on-the-go, our digital banking products provide modern technology your busy life demands and the service you’ve come to expect.
Just tap and go!
Download our mobile app to your device


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The First is here to support you, online, on the go, or in person!